THE LEARN TO INVEST & BUILD WEALTH COURSE
Cash vs. Investing
Let's see the power of compound returns put into action. We'll compare what's in your savings account today and what that might look like if that amount were invested instead.
What's in your savings account?
Value in 30 years
$10,116.65
Total Gain / Loss
+$116.65
Reality Check!
With inflation, the actual value of your dollars in 30 years time may not be as high as you think!
Value in 30 years with inflation
$3,823.00
Total Value Gain / Loss with Inflation
-$6,177.00
What if you were to invest?
Let see what happens if you invest your money in funds, vs. leaving it in your Checking or Savings account.
Bonds Total Gain (30 yrs)
+$21,186.51
Stocks Total Gain (30 yrs)
+$83,172.75
Reality Check!
What happens when we account for inflation this time? The good news is the growth rate of both bonds and stocks is higher than the rate of inflation. Meaning, we are earning money faster than our money is losing its value.
Bonds Total Gain (30 yrs)
+$20,196.94
Stocks Total Gain (30 yrs)
+$80,325.80
Dividends and interest payouts
Don't forget, we don't only make money by waiting for stock or bond prices to grow over time, we also make money along the way by earning interest from bonds and dividends from stocks.
Bond Interest · Total Earned (30 yrs)
+$7,851.89
Stock Dividends · Total Earned (30 yrs)
+$19,937.85